Terms & Conditions.

Effective Date: November 1st, 2024

Welcome to Swyft Payments LLC ("we," "us," "our"). These Terms & Conditions ("Terms") govern your access to and use of our services, including our website, mobile apps, and any other products or services we provide (collectively, the "Services"). By using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must discontinue using our Services immediately.

1. Use of Our Services

Eligibility:

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this age requirement.

Account Registration:

To use certain features of our Services, you may need to register for an account. You agree to:

  • Provide accurate and complete information during registration.

  • Maintain the security of your account by protecting your password.

  • Notify us immediately of any unauthorized use of your account.

  • Take full responsibility for all activities that occur under your account.

Prohibited Activities:

When using our Services, you agree not to:

  • Violate any laws, regulations, or third-party rights.

  • Engage in fraudulent activities.

  • Upload or transmit harmful or malicious content, including viruses or spyware.

  • Use our Services for any illegal, deceptive, or unethical purpose.

2. Payments and Fees

Transaction Fees:

Swyft Payments LLC charges a processing fee for each transaction made through our platform. By using our Services, you agree to pay all applicable fees and any taxes associated with the transactions. The fees and charges are subject to change at our discretion, and any changes will be communicated to you in advance.

Payment Methods:

You authorize us to charge your selected payment method for any fees incurred when using our Services. You agree to provide accurate and up-to-date payment information. We reserve the right to suspend or terminate your access to our Services if your payment method fails or if you dispute charges that we deem valid.

3. Refunds and Disputes

Refund Policy:

Refunds for payments processed through our platform are subject to the refund policies of the organization or merchant receiving the funds. Swyft Payments LLC does not issue refunds for transactions processed through our platform unless otherwise specified in these Terms.

Dispute Resolution:

If you believe that an error has occurred with a transaction, please contact us at team@swyftpay.co. We will investigate the issue and work to resolve it as quickly as possible.

4. Intellectual Property

Ownership:

All content, trademarks, logos, and intellectual property associated with Swyft Payments LLC are owned by us or licensed to us. You agree not to use or reproduce any of our intellectual property without our prior written consent.

User-Generated Content:

If you submit content to our platform (e.g., reviews, comments, or feedback), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, modify, and distribute that content in connection with our Services.

5. Data Privacy

We are committed to protecting your privacy. Please refer to our [Privacy Policy](link to privacy policy) for information on how we collect, use, and safeguard your personal information when you use our Services.

6. Termination

We reserve the right to suspend or terminate your access to our Services at any time, for any reason, including but not limited to:

  • Violation of these Terms.

  • Non-payment of fees.

  • Engaging in any activity that harms our reputation or disrupts the Services.

Upon termination, all licenses granted to you under these Terms will immediately cease, and you must stop using the Services.

7. Limitation of Liability

To the fullest extent permitted by law, Swyft Payments LLC and its affiliates will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services, including but not limited to:

  • Loss of data, revenue, or profits.

  • Any unauthorized access to or use of our Services.

  • Personal injury or property damage resulting from your use of the Services.

Our liability will be limited to the maximum extent permitted by applicable law.

8. Indemnification

You agree to indemnify and hold harmless Swyft Payments LLC, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or in connection with:

  • Your use of the Services.

  • Your violation of these Terms.

  • Your violation of any third-party rights.

9. Modifications to the Terms

We may modify these Terms from time to time. If we make significant changes, we will notify you by posting the updated Terms on our website or by other appropriate means. Your continued use of the Services after such modifications constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms will be governed by and construed in accordance with the laws of the state of Ohio, without regard to its conflict of law principles. Any legal disputes arising from your use of the Services will be subject to the exclusive jurisdiction of the courts located in Columbus, Ohio.

11. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Swyft Payments LLC
Email: team@paywithswyft.com
Phone: +1 (614) 974-6999
Address: Columbus, OH

By using our Services, you acknowledge that you have read, understood, and agree to these Terms & Conditions.